Shopping at Salvage Grocery Stores
We’ve all thought, from time to time, there must be some way to spend less on groceries because these prices are just too high. We all have those times when suddenly our grocery budget is not as big as it needs to be. Shopping at a salvage grocery store can save you money.
When my children were young we had several tactics to save on groceries:
a. We clipped coupons
b. We kept a grocery price book to...
What Is A Salvage Grocery Store?
A salvage grocery store specializes in selling off products sent back to the grocery warehouse by a ...
Secrets of the dented can stores?
As I work behind the counter of Discount Grocery and More I am always listening to the customers. So...
18 Tips for the Frugal Cook
When you make mashed potatoes, make an extra big batch and freeze leftovers in muffin cups. Once the...
Eat Healthy When Money Is Tight
There is an unfortunate fact of life that many high nutrient, low fat, low calorie foods are expensi...
Simple and Green Cleaning Supplies
Here are some simple and green cleaning supplies that you will want to have on hand when you start to do your spring cleaning.
Cleaning with vinegar
Christmas gift ideas on a budget
While price comparison shopping, shopping sales and pruning your gift list are viable ways to save some money on gifts, there are additional creative...
Backyard Treasure
Instead of just sending your preschooler outside to play, use your imagination and make his playtime more exciting by telling him a story about the pe...
Make Your Child's Lunch Safe
Perishable food must be kept cold while commuting via bus, bicycle, on foot, in a car, or on the subway. After arriving at school or work, perishable ...
Consignment Shopping Pays Off
Is your closet full of clothes you never wear? You can bet there are a lot of people who have a closet or dressers full of clothes they never wear. I ...
Stress Release Via Personal Care
If you notice a greater deal of stress at home or work, or any other place for that matter, try to learn helpful ways to talk about conflicts and redu...
Frugal Living
Frugal Talk
The Basics of Bankruptcy
But when you’re standing on the outside and not in the middle of the financial mess, it’s easy to see other alternatives. By selling the car, taking an extra job, living on a budget, having a garage sale, quit paying this or that – most people can make it out of the hole. There may be some dings on their credit but it’s better than filing bankruptcy.
Don't Let Your Car Own You
According to the U.S. Bureau of Labor Statistics, more than 80% of car loans are for longer than 4 years. If you buy the car new, then by the time the loan runs out, the car will have lost between 60% and 70% of its value. That's beyond ridiculous ... it's stupid! Why would you get a $25,000 loan at 8% over 4 years, pay $598 a month, be stuck with a car worth $8,750 when the loan is done ... and think it's a smart idea?
Making That Paycheck Stretch!
1. No money to put gas in the car? Walk to work--it's good exercise. If walking is not an option, try to carpool with a co-worker who lives near. Or share a ride with your spouse. It may mean getting to work earlier, so be prepared to use extra time constructively. Start that book you've been wanting to read; take your needlework and finish a project you've not found time for, etc.
5 Steps To Healthy Spending Habits
Start with a spending log. Yes, you have heard this advice before. This exercise is eye-opening if you do it diligently. If you have been unable to keep such a log because it is tedious or difficult to remember, consider using your debit card for every purchase. You can find the Visa/Mastercard logo nearly everywhere you shop or buy, including many fast food spots. With online banking you will have access to a visual record of all your spending. This is a great way to begin to spot patterns and decide where you can cut back.